Family-owned, serving San Diego since 1982
San Diego Insurance and Employee Benefits
Based in Santee, serving San Diego County, and helping people across California by phone or video.
Free quotes. A licensed agent is here to help.
- Family-owned in Santee since 1982
- BBB Accredited, A+ Rating (opens in new tab)
- Life carriers rated A or better for financial strength by AM Best
One Agency for the Coverage You Need
CBIS is an independent agency that works with many insurance companies and health plans. Whatever you are protecting, one team can help you look at your options.
For You and Your Family
For Your Business and Employees
Business insurance
What insurance does my business need? A guide by situation.
Business guide →Workers’ compensation
Required by law in California once you have employees.
Workers’ comp basics →Business life insurance
Key person, buy-sell and lender requirements.
Business life basics →Group benefits
Health, dental, disability and more for your team.
Browse group benefits →Benefits administration
How we set up enrollment, new hires and terminations for our customers.
See benefits admin →Voluntary benefits
Coverage your employees can choose.
Voluntary plans →Based in Santee. Serving San Diego County.
We’ve been family-owned since 1982. Meetings are by phone or video, from anywhere in California.
Coverage for What Is Happening Right Now
Pick the one that sounds most like yours and we’ll take it from there.
Starting a Business
See which insurance your business may need, by situation.
Hiring Your First Employees
Explore group benefits for your growing team.
Losing Work Coverage
Leaving a job or a group plan? We can walk through your options.
Covering Your Income
Help the people who count on you keep up with the bills if your paycheck stops.
Final Expenses
Ease the cost of funeral and end-of-life bills for those you leave behind.
Protecting Your Home
Life insurance sized to your mortgage, so your family can keep the home.
Three Simple Steps
Tell Us What You Need
Call us or reach out online. It takes a few minutes.
Licensed Agents Compare Carriers for You
A licensed agent looks across insurance companies to compare options.
You Decide
We explain your options in everyday language. There is no obligation.
Life Insurance, When You Need It
One of the ways we help families. A licensed agent can compare life insurance options across carriers for you. Features like living benefits depend on the carrier and the policy.
What Clients Say
“Everyone at CBIS was a class act—friendly, knowledgeable, and easy to work with. They made the insurance process smooth and stress free. Highly recommend!”
Joseph S.Google review
“This company is great, and I feel totally confident in their guidance. I have been with them for over 23 years.”
Carol C.Google review
“I had such a great experience working with CBIS.”
Raizan A.Google review
Common Questions
What types of insurance do you offer?
Life, individual and family health, annuities, group employee benefits, dental, disability and business insurance.
How do I get started?
Call (858) 283-7575 and a licensed agent will help.
Do you only help people in Santee?
No. Our office is in Santee, and we work with people all over San Diego County and across California by phone or video.
Talk with a Licensed Agent
Monday–Friday, 8 am–5 pm PT